Saturday, December 8, 2012

46 Clues Your Partner is Having an Affair

Some of these signs of a cheating spouse are "tongue in cheek" while others are tell tale signs that commonly appear with a cheating husband or cheating wife. There is no copyright. Feel free to forward to those who might be interested. But please don't change anything.

Signs of a Cheating Spouse:

1) You find birth-control pills in her medicine cabinet, and you've had a vasectomy.

2) Mutual friends start acting strangely toward you. (They either know about the cheating or have been told stories about what a horrible wife or girlfriend you are.)

3) Your cheating husband or wife stops confiding in you and seeking advice from you.

4) Sets up a new e-mail account and doesn't tell you about it.

5) He leaves the house in the morning smelling like Irish Spring and returns in the evening smelling like Safeguard.

6) She joins the gym and begins a rigorous workout program.

7) She buys a cell phone and doesn't let you know.

8) He sets up a separate cell phone account that is billed to his office.

9) The cheating husband carries condoms, and you are on the pill.

10) Begins to delete all incoming phone calls from the caller ID.

11) Deletes all incoming e-mails when they used to accumulate.

12) He becomes "accusatory," asking if you are being true to him, usually out of guilt.

13) Raises hypothetical questions such as, "Do you think it's possible to love more than one person at a time?"

14) He buys himself new underwear.

15) He insists the child seat, toys, etc., are kept out of his car.

16) The cheating wife stops wearing her wedding ring.

17) Has a sudden desire to be helpful with the laundry.

18) Has unexplained scratches or bruises on his or her neck or back.

19) Suddenly wants to try new love techniques.

20) He/she fairly suddenly stops having sex with you.

21) He/she suddenly wants more sex, more often.

22) Supposedly works a lot of overtime, but it never shows up on the pay stub.

23) Picks fights in order to stomp out of the house.

24) You find out by accident he or she took vacation day or personal time off from work - but supposedly worked on those days.

25) Shows a sudden interest in a different type of music.

26) Spouse's co-workers are uncomfortable in your presence.

27) Has a sudden preoccupation with his or her appearance.

28) Spends an excessive amount of time on the computer, especially after you have gone to bed.

29) He throws up a lot because he just ate at his mistress's house and had to eat the dinner you prepared when he got home.

30) Your spouse is away from home, either nights or on trips, more than previously.

31) His/her clothes smell of an unfamiliar perfume or after-shave. You see lipstick on your husband's shirt.

32) The amount of money being deposited into your checking account drops off.

33) You find items of intimate apparel or other small gift-type items that you did not give your spouse.

34) Your spouse seems less comfortable around you and is "touchy" and easily moved to anger.

35) You get calls where the caller hangs up when he or she hears your voice.

36) He/she loses attention in the activities in the home.

37) Your intuition (gut feeling) tells you that something is not right.

38) He/she has a definite change in attitude towards everyone in the home.

39) She uses a low voice or whisper on the phone or hangs up quickly.

40) She has a "glow" about her.

41) Atypical erratic behavior.

42) He sneaks out of the house.

43) She sleeps with her purse by the bed.

44) She goes to the store for groceries and comes home 5 hours later.

45) He tells you that you can get hold of him at a different telephone number.

46) The telltale sign of a cheating spouse? Having to ask that question in the first place.

46 Clues Your Partner is Having an Affair   46 Clues Your Partner is Having an Affair   

Podcast Partakers

In this day and age it is rare that you see anyone not literally and physically connected to some type of digital device at any point during the day or night. Whether they are texting, surfing the net on the phone, talking via their blue tooth, or on the computer, pretty much everyone has dedicated him/herself to this digital time that we are living.

Without a doubt, society has changed and advanced technologically, and continues to do so on a daily basis. As far as business is concerned, if you do not use technology and all of the forms marketing that it has to offer, your business does not even exist. There are so many avenues that a person can use to market his/her business nowadays that it is amazing that more people do not take advantage of them.

Many business minded and forward thinking individual have jumped on board and have taken advantage of using the internet to promote themselves and their businesses. For example, the multitude of social networks out there offer a way of communicating with the masses and it does not cost anything to do so. Some also opt to streamline their connection with the public at large through teleseminars or webinars. Others choose to partake in the art of podcasting.

Podcasting is quickly gaining popularity because it has a relationship factor to it. By definition, a podcast is a series of digital media files that are released episodically to the public. They can be either audio or video files and they are typically presented though some type of web syndication such as iTunes, Zyne, Juice, or Winamp. These syndicates automatically identify and download new files in a series as soon the podcasts are released.

This relatively new method of marketing has many benefits to offer because not only is it inexpensive is easy to manage and it advertises and promotes on a local and global scale. This online medium of broadcasting is way that a person can both brand and build up a business. Through podcasts, anyone has the ability to establish themselves as an expert in their respective field.

Podcasters and those whole listen and watch podcasts on a regular basis are typically between the age of twenty five and forty five and they also tend to be active online consumers. People who choose to take part in these podcasts have made a conscious effort to interact with you and are genuinely interested in what you have to say and also sell.

Putting on a podcast usually only needs to be done about once a month, but it offers you the ability to engage your audience and because it is continuous it is also allow you the ability to build a rapport with your interested and potential customers and clients. Since there is a certain level of trust that is built up between you and your audience, they are often more willing to buy what you are selling.

In order to put on a successful podcast you have to consider some specific elem

How Podcasting Can Help Your Online Business   Podcast - How Did it All Begin?   Podcasting - A Look at What it is and How it Started   Podcasts As Internet Marketing Tools - Is Audio Or Video Better?   Marketing With Podcasting   

Talk Radio Podcasts - What to Talk About

Ready to start your own talk radio podcast but feeling stuck about what exactly you'll talk about? Here are some ideas to create regular content:

Teach Something

Do you have an area of expertise that you can share information on while promoting your products or services? A podcast is a great way to share your expertise with your listeners weekly. Give them useful information but always leave them wanting to know more. This way you will create a drive to continue to tune into your podcasts while also creating an interest in the products or services you have to sell.

Read Your Book

Are you an author with a book or eBook that you want to promote? A great way to do so is to start a weekly podcast where you share 10-15 minutes from your book and discuss that for your listeners. Of course you'll want to be careful not to give away your entire book on your podcast but giving your podcast subscribers a great sampling of what you have available will leave them wanting to know more. Make sure with each podcast that you give clear directions on how to buy your book.

Interview Experts

A good way to create expert status yourself is to interview other experts. Not only that, but interviewing experts brings some much needed exposure to your podcast when your experts share the link to your podcast with their audience. Interviews have been and always will be popular. People want to know what others are doing because we can always learn from the experience and mistakes of someone who's been where we want to be.

Tip of the Week

Another idea is to pick a new topic each week and provide a quick and useful tip. Podcasts don't have to be long. If you want to do a five minute podcast that's great or you could do one that's an hour long, it's entirely up to you. By providing a tip every week you can keep your listeners engaged and point them towards more resources (ideally your own products or services).

News

You can also start a podcast that focuses entirely on bringing the most recent news in your industry to your listeners. Add your own comments. People always want to know the latest happenings and how it affects them. Promote your own products or services by offering solutions to the issues that arise out of the most recent news.

So there you have a few ideas for starting your new podcast.

How Podcasting Can Help Your Online Business   Podcast - How Did it All Begin?   Podcasting - A Look at What it is and How it Started   Podcasts As Internet Marketing Tools - Is Audio Or Video Better?   

Six Answers to Know Before Asking for an Auto Insurance Quote

In order to save money on auto insurance, you should shop for it often and with different providers. It saves you money to ask for quotes at least eight days before the policy becomes effective.

But no matter how many quotes you are requesting, you should know the answers to most common questions that insurance agent will ask you. Here are some of them.

What is your name, date of birth, driver's license, and social security number? The agent will ask you to provide full names of all drivers that will be listed on the policy as it is written on their driver license. Driver's license number and date of birth also should be given to the agent at the time of quoting. This information helps to identify the person and run driving record history. Insurance companies like drivers with no traffic violations and give them preferred insurance rates. What is the year, make, and model of the car? The agent will not need to know the color of the vehicle or the license plate number. Both of those things can change and it will not make a difference on the insurance premium. The make and model of the car will make a difference. Insurance companies use rating system to evaluate each vehicle. Some vehicles are more preferred than others. More expensive cars are more expensive to insure. Where you garage the vehicle? Insurance companies don't like the vehicles to be parked overnight on the streets, in busy parking lots of dormitories, colleges and other busy to traffic areas. In addition to that, every insurance company rates specific area with a code. Some areas that are high in crime and break-ins charged higher insurance premiums. What is vehicle identification number (VIN) of the car? Claims report it is very important in determining insurance rate and it will be run at the time the quote is prepared. Depending on insurance agent, the report might be run at the time when the policy issued, and that can change the rate of the policy. How far you drive to work? If you drive less than four or five miles one way every day, you might be getting a discount. Do you have something added to your car that was not there when the car came out of the factory? If you added any special equipment, rims, carpets, which includes stereos, and any other custom upgrades to your car, you should insure it. When getting a quote, mention it to the insurance agent. Gather receipts to prove the value of your upgrades. Different Types of Van Insurance   Significance of Using Auto Insurance Quotes   Auto Insurance Myths You Should Know About   Why Teen Drivers Are More Susceptible to Car Accidents   

Car Insurance Quotes Online - How to Save Money on Auto Insurance

People are worried about their jobs, their savings and how they are going to pay their bills - spend a lot of time reviewing their day to day expenses. But taking a minute to step back and look at the big picture could help you cut costs on one of your larger monthly bills.

According to SVP - Public Affairs and Consumer Spokesperson Jeanne Salvatore of the Insurance Information Institute, "With the shaky economy, consumers are looking for every way possible to save money. They may be surprised to learn that there are ways to save money on your auto insurance."

Coverage options and their nature

Motorists are required to carry liability protection which will pay for damages you cause to another person or their property. Whatever coverages are optional such as: 1.collision which will repair and replace your car if you're in an accident and 2. comprehensive coverage which will reimburse you - with your car stolen, for example. Both collision and comprehensive coverage are sold with a deductible which is the amount of money you pay following an accident before your insurance kicks in.

Money-saving suggestions for an older car

If you're carrying collision and comprehensive insurance on an older car, consider dropping it. It's not cost effective to carry too much coverage on an older car. And, depending on the naked model, you could save anywhere from 10-40% on your annual premium.

If you decide to keep those coverages, then consider raising the deductibles. By going from $250 to $1000, you could save between 15 and 20% on your premium. But that only makes sense if you have enough cash in the bank to cover that deductible.

Other money-saving methods in auto-insurance

Being a safe driver, maintaining good credit and taking advantage of available discounts can also significantly lower your premiums.

And finally, you can save hundreds of dollars by shopping around. Compare price but also look into the financial health of the company and find out if it is customer friendly. Ask friends about their experiences with filing claims.

Executive Director Sally Greenberg of the National Consumers League suggests - "I would call two or three different companies and get written quotes from them... and make sure that you're comparing apples and apples because there's different levels of protection and deductibles."

Remember, auto-insurance is a very competitive business with many companies to choose from. Look for one that offers good value and good customer service.

Different Types of Van Insurance   Significance of Using Auto Insurance Quotes   Auto Insurance Myths You Should Know About   Why Teen Drivers Are More Susceptible to Car Accidents   Do I Need Car Repair Insurance for Used Cars   

The Importance Of Having Vehicle Insurance

If you have your own car, one of the things that you should know about is the importance of getting insurance. As a matter of fact, it may be more significant than you think.

The fact is, your car is one of the best investments you can ever make. As you may very well know, you spent a lot of money on buying that car. And of course, money is not that easy to earn nowadays. It comes from years of hard work. Even if you bought the car through a loan, you will still be working hard to earn the money to pay for it.

Given that, you should make it a point to protect your investment. One way to do that is to get a car insurance. This is one of the best investments you can make as well. As a matter of fact, there are a lot of reasons why you should get a vehicle insurance. Here are a few reasons why you ought to consider getting insurance.

1. Legal requirement

One of the main reasons why you should get car insurance is for legal purposes. The fact is, most states in America require car owners to have their own car insurance. That means, it is illegal to drive if you do not have it. You should check this with your local authorities to make sure. You can also ask the company or car dealer from where you bought your car.

Another fact that you must know about the importance of getting vehicle insurance for legal purposes is that there are states which will require you to have a specific type of insurance. For instance, some states would oblige you to have liability car insurance. But there are certain states which will require you to have something more than that. Thus, you have to clear these with the authorities.

If not, you would have to face the risk of being pulled over when you drive around town. And mind you, the penalties can be stiff. For instance, the authorities may take your vehicle and have it impounded right on the spot. More than that, you will also have to pay a certain fee which can be costly.

2. Financial security

Financial security is also among the main reasons why people get car insurance. The fact is, this will give you some sort of protection from personal liability in terms of finances.

Say for instance you encountered an accident. Of course, you will be brought to the hospital for treatment. And you may be very much aware of the high costs of medical bills. During such medical emergencies, you will need a lot of money to pay for the bills. That can mean selling some of your properties or getting an immediate loan.

But on the other hand, if you have that covered by your insurance, you can have one thing eliminated from your worries. Depending on the terms, conditions and coverage of your car insurance policy, your company will be the one to pay for any medical expenses you incur.

Different Types of Van Insurance   Significance of Using Auto Insurance Quotes   Auto Insurance Myths You Should Know About   Why Teen Drivers Are More Susceptible to Car Accidents   No Down Payment For Auto Insurance?   Auto Insurance - Top Tips to Help You Save Big   

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